⚠️ Pricing information is current as of May 2026. Verify current rates on the official Secrets AI website before purchasing.
Secrets AI Pricing Plans: Free, Lite, Plus, Premium & Ultimate Compared
Secrets AI's pricing structure is more complex than a simple monthly fee — it layers subscription tiers on top of a Moments virtual currency system that funds every action from image generation to voice calls. After testing all five tiers, our evaluation reveals exactly where the value inflection points are and which plan matches which usage profile.
Secrets AI Pricing Overview
Five subscription tiers are available. Below is the complete rate structure across all billing intervals:
| Plan | Monthly | Quarterly | Biannual | Annual (per month) | Moments/Month |
|---|---|---|---|---|---|
| Free | $0 | — | — | — | 200 (one-time) |
| Lite | $5.99 | — | — | $4.00 | 1,000 |
| Plus | $9.99 | — | — | $6.67 | 3,000 |
| Premium | $19.99 | $49.99 ($16.67/mo) | $89.99 ($15.00/mo) | $159.99 ($13.33/mo) | 8,000 + 10% top-up bonus |
| Ultimate | $39.99 | $99.99 ($33.33/mo) | $179.99 ($30.00/mo) | $319.99 ($26.67/mo) | 15,000 + 15% top-up bonus |
Note that the quarterly and biannual billing options are only available for Premium and Ultimate tiers. Lite and Plus offer monthly and annual billing only.
The free tier's 200 Moments are a one-time starting credit, not a monthly allocation. Once spent, free users cannot generate images or videos without upgrading.
What You Get on Each Plan
Free Plan
The free tier is a functional demo rather than a sustained experience. You receive:
- 20 messages per day (500-character maximum per message)
- 200 Moments (one-time, non-recurring)
- Basic short-term memory (last 2–3 exchanges only — resets frequently)
- Full character library access for browsing and chat
- No image generation, no video generation, no voice calls
With 200 Moments, you can generate roughly 4–8 images or have a few minutes of voice interaction, but not both. Video generation requires Lite tier or higher. The memory limitation means the AI will not remember your name, preferences, or previous conversations beyond the last 2–3 exchanges — which fundamentally limits the relationship simulation experience.
Verdict: Sufficient to evaluate the UI, conversation style, and basic chatbot quality. Not a usable long-term experience.
Lite Plan ($5.99/mo)
- 100 messages per day
- 1,000 Moments per month
- Basic long-term memory (~14 days recall)
- 3-second video clips (short format only)
- Image generation enabled
Lite is the entry point for actual platform use. The 1,000 Moments monthly allocation is modest — heavy video use will exhaust it quickly (a 3-second clip costs roughly 50 Moments; a longer clip costs up to 600). The 14-day memory window is meaningful compared to free, but still limited for users building persistent relationships.
Best for: Casual text-focused users who want more than the free tier's 20 messages/day but don't need deep memory or extensive media generation.
Plus Plan ($9.99/mo)
- Unlimited messaging
- 3,000 Moments per month
- Improved memory (~30 days, topic + tone aware)
- Full image and video generation (all lengths)
- Access to all conversation features
Plus is the plan our testing identified as the value sweet spot for most users. Unlimited messaging removes the most frustrating constraint. The 3,000 monthly Moments supports regular use of images and occasional videos without constant budget anxiety. Memory extends to 30 days with tone awareness — the AI begins to understand your conversational style, not just the content of past exchanges.
Best for: Regular users who want the full Secrets AI experience without the premium price. This is our recommended starting point for new subscribers.
Premium Plan ($19.99/mo)
- Unlimited messaging
- 8,000 Moments per month + 10% bonus on top-up purchases
- Unlimited memory with full emotional timeline
- Time Machine feature (revisit previous conversation states)
- Premium AI models
- 4x memory access multiplier
- +60% context length boost
The Premium tier is where the memory system becomes a genuinely differentiated feature. Unlimited recall with an emotional timeline means the AI builds a persistent model of your relationship — tracking dynamics, preferences, and significant conversation moments indefinitely. The +60% context length boost means each exchange can reference significantly more of your shared history.
Time Machine allows you to return to a specific point in your conversation history and resume from there — useful for complex roleplay scenarios or relationship rebuilding after a story arc.
Best for: Users who want deep, persistent AI relationships with emotional continuity, or who use image generation regularly (8,000 Moments supports 160–320 images or a mix of ~13 long videos plus other media).
Ultimate Plan ($39.99/mo)
- Everything in Premium
- 15,000 Moments per month + 15% bonus on top-up purchases
- Group chats (up to 3 AI characters simultaneously)
- Personas (identity-switching for complex roleplay)
- 6x memory access multiplier
- +100% context length boost
Ultimate adds two features that have no equivalent at lower tiers: group chats and personas. Group chats enable multi-character scenarios with up to three AI companions in a single thread, each maintaining their own personality. Personas allow a single companion to adopt different identities within a conversation.
Best for: Heavy video and image creators who will use 8,000+ Moments monthly, or users specifically interested in group scenario and persona roleplay.
Understanding the Moments System
Moments are the virtual currency that powers most Secrets AI actions. Monthly allocations are granted at the start of each billing cycle and do not roll over — unused Moments expire with the billing period.
Cost Per Action
| Action | Moments Cost |
|---|---|
| Text message | 1–2 Moments |
| Image generation | 25–50 Moments |
| Short video clip (3 sec) | ~50 Moments |
| Full video clip | ~600 Moments |
| Voice call | 100 Moments per minute |
| Manual memory save | 10 Moments |
| New character creation | 1,000–1,500 Moments (first free) |
Real Budget Math
Plus tier (3,000 Moments/month):
- Text-only heavy user: 1,500–3,000 messages (well within budget)
- Mixed media: ~60–120 images OR ~5 full videos OR ~30 minutes voice OR a combination
- Balanced mix example: 50 images (1,500 Moments) + 2 videos (1,200 Moments) + 10 min voice (1,000 Moments) = 3,700 Moments — slightly over budget
Premium tier (8,000 Moments/month):
- ~160–320 images OR ~13 full videos OR ~80 minutes voice per month
- Balanced example: 100 images (3,500 Moments) + 5 videos (3,000 Moments) + 30 min voice (3,000 Moments) = 9,500 Moments — requires supplemental top-up
The key insight: video is the Moments killer. A single full-length video clip (600 Moments) costs as much as 300–600 text messages. Users who generate video regularly need Premium or Ultimate tier budgets.
Bulk Moments Purchases
Additional Moments can be purchased separately without upgrading your subscription tier:
- 1,980 Moments: $5.99
- Mid-range bundles available up to 118,800 Moments at $249.99
- Bulk discounts reach up to 30.4% at higher purchase levels
- Premium and Ultimate subscribers receive 10% and 15% bonuses, respectively, on all top-up purchases
Annual vs Monthly — Savings Breakdown
All paid tiers offer 33% savings with annual billing compared to month-to-month:
| Plan | Monthly Rate | Annual (per month) | Annual Savings |
|---|---|---|---|
| Lite | $5.99 | $4.00 | $23.88/year |
| Plus | $9.99 | $6.67 | $39.84/year |
| Premium | $19.99 | $13.33 | $79.92/year |
| Ultimate | $39.99 | $26.67 | $159.84/year |
Our recommendation: start on monthly billing for the first 2–3 months to confirm the platform fits your usage pattern, then switch to annual for the savings.
Which Plan Is Right for You?
Based on our testing and usage pattern analysis:
- Just exploring / testing the platform → Free (200 Moments, 20 msgs/day, no commitment)
- Casual text-focused user → Plus ($9.99/mo): unlimited messaging + enough Moments for occasional media
- Regular image + light video user → Premium ($19.99/mo): 8,000 Moments + emotional memory system
- Heavy video creator or group roleplay user → Ultimate ($39.99/mo): 15,000 Moments + group chats + personas
For a direct comparison of what free versus paid tiers actually feel like in practice, see our free vs premium comparison guide. If you're weighing Secrets AI against other platforms on price, our comparison of cheaper alternatives covers platforms starting below $5.99/mo.
Payment Methods and Billing
Accepted payment methods:
- Visa
- Mastercard
- Virtual debit cards
- Cryptocurrency (minimum $20 transaction)
Not accepted: American Express.
All charges appear on bank and card statements as "Sun Clinical Laboratories" — no reference to AI, girlfriend, or adult content. This discreet billing descriptor applies regardless of payment method. Subscriptions can be cancelled at any time; access continues through the end of the current billing period.
No refund policy details are publicly documented on the platform. Before purchasing, confirm the current terms on the official site.
FAQ
Yes, Secrets AI has a permanently free tier with no expiration. The free plan provides 20 messages per day, 500-character message limits, and 200 starting Moments (one-time, not monthly). Access to the full character library is included. The free tier is functional for evaluating conversation quality and the UI, but does not support image generation, video, or voice calls, and memory resets after 2–3 exchanges. Most users who want a meaningful experience will upgrade to Plus ($9.99/month) after testing.
Yes. Moments can be purchased separately in bundles ranging from 1,980 Moments ($5.99) up to 118,800 Moments ($249.99). Purchasing Moments does not change your subscription tier or monthly allocation. Premium and Ultimate subscribers receive bonus percentages (10% and 15% respectively) on all top-up purchases, making bulk buying more efficient at those tiers.
No. Monthly Moments allocations from your subscription expire at the end of each billing cycle. Separately purchased Moments bundles may have different expiration terms — verify on the official site. The non-rollover policy means heavy usage at the end of the billing cycle is more efficient than saving Moments for next month.
All Secrets AI charges appear on bank and card statements as "Sun Clinical Laboratories." There is no reference to the platform name, AI, or adult content in the billing descriptor. This applies across all payment methods including credit/debit card and virtual cards. Cryptocurrency payments offer an additional layer of payment privacy for users who want maximum discretion.